• Health Benefits

     
     
    Health Insurance Plan Year
    July 1 - June 30th 
    (Aetna uses calendar year for their benefits and deductibles.)
     
    Below are links to each plan's SBC so that you can make comparisons, and below them is as an updated cost chart listing each plan. The district will not be offering new rate tiers due to the significant cost increase for these options. We will continue to offer single or family plans.

     

    Aetna Open Access Managed Choice POS (formerly PPO)
    Aetna Open Access Managed Choice POS (formerly Direct Access)
    Aetna Open Access Elect Choice (formerly Advantage EPO)
    Aetna NJEHP
    Aetna GSHP

     
     
     
    Opt-Out forms will be accepted during an individual’s initial benefit eligibility period, open enrollment, or at the time of a qualifying life event.  This will allow you to save the cost of deductions and earn back up to $4,000 for family coverage or $2,500 for single coverage. 
     
     

    This is the Health Benefit Costs Chart for the period of 7/1/22-6/30/23. You are eligible to enroll only in the Aetna NJ Educators Health Plan or the Garden State Health Plan if your hire date is on or after 7/1/20.  If your hire date is before 7/1/20 you can choose any plan. To determine your Dental and/or Vision per-pay costs, look at the annual cost, multiply that amount by the appropriate percentage from the Percentage of Premium Chart, and divide by 20 (10-month employee) or 24 (12-month employee).  Add the amounts to determine a per-pay deduction. 

    benefits

     

    This is the Percentage of Premium Chart for the MTEA, MTSAA, MTBOESSA, Teamsters, and Non-Affiliates.  Use this chart to determine your per-pay health benefits deduction for all Aetna Open Access Medical/Prescription Plans, the Aetna Dental Plan, and the VSP Vision Plan only. This chart is not to be used if you have NJEHP or GSHP medical benefits.

    benefits
     

    This is the NJ Educators Health Plan Contribution Chart.  Use this chart to determine your per-pay health benefits deduction for Aetna NJEHP Medical/Prescription coverage only. You may determine your Medical/Prescription per-pay costs by finding your salary bracket, go across to the plan tier you are electing, multiply your salary by the appropriate percentage, and divide by 20 (10-month employee) or 24 (12-month employee).

    NJEHP CONTRIBUTION CHART

    This is the Garden State Health Plan Contribution Chart.  Use this chart to determine your per-pay health benefits deduction for Aetna GSHP Medical/Prescription coverage only. You may determine your Medical/Prescription per-pay costs by finding your salary bracket, go across to the plan tier you are electing, multiply your salary by the appropriate percentage, and divide by 20 (10-month employee) or 24 (12-month employee). 

    GSHPCC